I picked up the registered letter from the post office, and sure enough it’s a notice to vacate. But it’s 90 days. This is good, as I was expecting 60 days. Under law it’s 60 days if they want to use the property for another purpose (eg renovating it and selling it to yuppies and making a shit load of money) but 90 days if they give no reason whatsoever. They’re giving no reason whatsoever. Fair enough, that means I have an extra 30 days to play with. And I know the reason – they’ve already started doing over the vacant flat.
What of my home’s prospective replacement? Machinations with the bank have continued. Their promise of quick and easy results via their web site have proven disappointing, so it was a relief to go in there today and face them jowl to jowl. I made sure to put on my best clobber, so I looked like I didn’t need the money (which I don’t really… owning my own home is not an essential, it’s just on the top of my To Do list at the moment). I didn’t notice until I was almost there that a tiny spot of toothpaste was on the front of my shirt. D’oh.
Not that it mattered. As you’d expect with banks, it’s pretty much all about the money. Showing you have a bunch saved up, showing you earn enough to cover the repayments. My very nice spotty yellow and blue tie probably didn’t help at all.
The lady seemed keen to acquire my business, maybe she saw interest payment dollar signs before her eyes. It took no nudging at all for her to waive the $600 loan establishment fee, for instance. And although she couldn’t give on-the-spot approval due to me being a self-employed contractor type, she expects when the final word comes down the line in a (business) day or two, it will be good news.
And as for the house in question? I like it a little bit more every time I think about it. Great spot, on a side street but walking distance to two shopping centres, train, tram and even the bus toChaddy. I’m going to go for a look after dark to try and ascertain if there are any noisy-at-night neighbours, and will be getting it checked over by experts, but I anticipate full steam ahead. It’s not scheduled for auction yet, so if all goes well, I’ll be able to put in an offer pronto, before anybody else even thinks about looking at it.
